Attention homeowners in Mesa and Maricopa County: Get an Appraisal today!
See the top 7 reasons Arizona homeowners call on Veronica Whitman:
We at Veronica Whitman understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Veronica Whitman will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Challenge Maricopa County's assessment of your propertyLet's say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Veronica Whitman is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Veronica Whitman, we're veterans in helping clients just like you get rid of undesirable PMI insurance.
HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Veronica Whitman can provide you with an expert appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Veronica Whitman offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.